GENERATIONAL: The Family System for Building Wealth That Outlives You
Most families never build lasting wealth. Not because they are not working hard enough. Not because the opportunity is not there. But because nobody ever showed them the complete picture, from how to think about money all the way to how to make sure what they build actually reaches the next generation intact.
Generational is that complete picture.
Written by pastor, financial services professional, and community leader David T. Harris, this book lays out a five-stage system for building wealth that outlives you, developed through years of sitting with real families at real kitchen tables and watching what actually works. The system moves through Legacy Clarity, Legacy Foundation, Legacy Growth, Legacy Transfer, and Legacy Activation in a sequence that builds on itself at every stage.
At the center of the strategy is permanent life insurance, specifically Indexed Universal Life and whole life structures designed for cash value accumulation and tax-free generational transfer. Harris explains not just what these vehicles do but exactly how to structure them correctly, why wealthy families have used them for generations, and how ordinary families can access the same strategy starting today regardless of their income level.
But Generational is not only a financial book. It is a book about identity, culture, and love. It addresses the poverty mindset that quietly undermines promising families. It walks through the four dimensions of true legacy, financial, intellectual, social, and spiritual. It teaches readers how to build the family culture that makes wealth sustainable across generations, not just the financial instruments that accumulate it.
By the final chapter, readers will have a clear baseline assessment of where their family stands today, a proprietary five-stage system for where they are going, a working knowledge of the specific financial vehicles that will carry them there, a complete estate and transfer strategy, and the language and practices to build a family financial culture that outlives every one of them.
This is not a book about getting rich. It is a book about building something that your grandchildren will stand on. If you are ready to stop hoping your family will figure it out someday and start building the system that ensures they never have to, this is where you begin.
